Although they aren't necessarily financial records, birth certificates, marriage certificates, divorce decrees, and degrees or diplomas also fall in this category. Keep indefinitely: medical records, real estate deeds, and car titles (as long as you own the car).Wills, social security cards, insurance documents, car titles, birth/death/marriage certificates, divorce, and custody documents should be kept under lock and key. Personal and Confidential Information Such as Vital Records.
#HOW TO ORGANIZE YOUR BILLS PAPER HOW TO#
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Keep for 1 year: monthly utility bills, pay stubs, credit card statements, investment statements, bank statements, and the like. 1 A big improvement in organizing your papers will happen when you make the decision to pay your bills online, through your online banking system.
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Generally, you can follow this schedule: X Research source At the end of the calendar year, go through your files and shred or delete records you no longer need to keep. Just as you may do a spring cleaning of your living space, your financial records could use a yearly deep-clean as well. Purge records you no longer need once a year.